Stability, Local Ease of Use, and Comprehensive Coverage that's why the Blues have been Arizona's carrier for decades. | | There are 4 major health insurance companies in Arizona: Blue Cross Blue Shield of Arizona, Lifewise, Pacificare, and Health net. Health Net and Pacificare are stronger HMO carriers.. The HMO model is based on cost control, an increasingly difficult feat in today's medical world. Also, the Blue Card program is great for when you are in other states!! We are independent Arizona health brokers which means we can deal with any company. We choose to concentrate on Blue Cross and Blue Shield because they will be around and they provide the widest array of options including strong PPO plans and HSA's. A large percentage of Blue Cross Blue Shield of Arizona is PPO. |