Arizona health insurance
Arizona Health Plans
PrescriptionsQuoting Health Insurance On ArizonaPlans.com Is
Easy
Go
to the tab that says “Instant
On Line Quote.”
Then enter your zip code and the type of insurance you’re interested in.
(The zip code is required because pricing is based in part on one’s zip
code).
Your choices for insurance types are:
*Individual and family plans, ages 19-64
*Child-only plans, ages 0-18 (Note: the only child-only coverage
currently available for ages 0-18 is short-term coverage—good up to six
months—from one carrier, Time Assurant, or, if the applicant is at
least18 years old, regular individual plans from BlueCross BlueShield of
Arizona. The other carriers offer coverage for children 19 and older.)
*Senior plans (in this case, Medicare supplement plans) for ages
65 or older.
Next you will be asked to enter your demographic information. This
includes your name (first and last), e-mail address, and daytime phone
number. (Sometimes site visitors fudge on entering one or the other,
afraid that they will open the doors to telemarketing calls. Our
business philosophy is that we don’t make unsolicited phone calls. If
you need to call us, we are here to answer any questions you might have.
We do e-mail a proposal with a selected number of plans based on your
demographic information to give you some options based on our knowledge
of the plans and coverage. That’s why it’s important to enter your
correct e-mail address).
You will also need to enter your gender (male, female); your age or
date of birth, and whether or not you’re a tobacco user (in any form) or
whether or not you’re a full-time student.
The same information needs to be entered for other family members,
including your spouse, and child or children, if relevant,. (Currently
long-term partners cannot be covered under a family plan and must apply
for individual coverage).
The quote template will ask you which month you want to start your
coverage in. Remember that carriers will not start coverage more than
sixty days out.
A list of plans will pop up that you can sort by company name, plan
type, deductibles and premium.
Each plan is in a box that gives you the basic information on a
respective plan, as to type, deductible, the cost of a doctor visit (if
applicable), the co-pay for inpatient hospitalsl, maternity (currently
not offered with our carriers, except for one HMO from HealthNet) and
the prescription benefit (“dscnt” means a discount card as opposed to a
true prescription drub plan).
The grid will post the plan from the lowest premiums to the highest
premium. It will give you the type of plan—PPO, HSA or HMO and the
amount of the deductible (the amount you have to pay before the
insurance pays anything). Also it will give you the co-pay percentage
that you pay when you go into the hospital after you’ve met the
deductible, and the out-of-pocket maximum (OOP).
You can compare plans by clicking the “Check to compare” plan for this
plan and other plans; view the “details” of this plan by clicking the
“View details” box; and “View provider network” by clicking on that tab.
If a plan is designated a “Top Pick,” that means it is a popular plan
for that carrier.
You can also view similar plans by clicking on the “View Similar
Plans” tab.
Lastly, the quote will allow you to apply on line by clicking the
“Apply Now” tab.
You can run your Arizona Health Quote here
to view rates and plans side by side from the major carriers...Free.
Again, there is absolutely no
cost to you for our services. Call 866/471.8081 Today!