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Why offer Small Group

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ARIZONA SMALL GROUP
WHY OFFER HEALTH COVERAGE
INDIVIDUAL FAMILY

Specific information for individual family coverage

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SMALL BUSINESS

Specific information Small Group coverage for 2-50 employees
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SENIOR

Specific information for Seniors eligible for Medicare Supplement


Why Arizona Small Groups should consider Small Business health insurance

Reasons to offer small group insurance

 

 

As a small business owner, it makes sense to make the investment in offering your employees small group insurance (in some states, it is a legal requirement if, for example, you have more than two employees).

 

Here are some reasons to offer group insurance:

 

Keeps your business competitive. Attracting qualified, motivated employees can be a challenge, particularly in some industries.  Arizona health insurance often heads the top of  an prospect’s “wish list”  list, after salary requirements when a prospective employee is weighing one company against another.  The more generous the plan, the more attractive your company becomes as a future employer.

 

When you are recruiting new employees, make sure you advertise the fact that you offer group Arizona health insurance, and perhaps touch upon some of the benefits (maternity coverage, fixed office co-pays, etc.) it may include.

 

Keeps your employees happy.  Employee turnover is a constant that small business owners have to deal with. Offering group Arizona health insurance is one way to retain good employees after they have joined your company. A covered employee is much less likely to “look around,” particularly  if she or he has a family, if they are covered by a good Arizona health insurance policy  through your company.

 

If you can also offer a “cafeteria-style” group plan, which offers flexible benefits based on the employees’ needs,  it allows your employees not to be forced into buyong more coverage than they need, or can afford.

 

Provides tax benefits for your company. As an employer, you can write off 100 percent of the premiums you pay for your group Arizona health insurance. This can be a significant savings for your company.

 

Creates a bond with your employees. By offering your employees group Arizona health insurance, you’re showing your employees you care about their welfare. This gives a “human face” to your business which can pay long-term dividends in the future.

 

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