|
Medicare Supplement - Medigap health
insurance
offers many options in Arizona.
You can easily get a
quote
for
Medigap health plans
or continue below for more valuable
health insurance
information for your
Medicare
Supplement
options.
|
|
We have simplified the
options to make things easier.
This section is invaluable for anyone
who wants to get down to the real
differences with the
Medicare
Supplement
options...85% of
Medicare
Supplement
applicants choose the F plan. |
Responding to requests by our client for
options to reduce prescriptions costs,
we are happy to provide an answer. After
researching the available options and
upon recommendations from existing
clients, we have found a Canadian
pharmacy contact which should help to
reduce medication costs up to 70%. You
can quickly quote your medication costs
here. |
|
Request
a free packet sent to you
|
What
are Medicare Supplements?
|
Medicare
supplements are insurance plans
designed to fill in the gaps of
Medicare coverage.
|
|
Click
here
for the full benefit summary.
Essentially, with your Part A and Part
B, it works like an 80/20 plan with
separate annual deductibles for
hospital and physician charges.
Notice that it does not cover what is
increasingly the most expensive part
of medical care...prescriptions.
|
What
does each Supplement cover?
|
There
are standardized plans from A to J
with increasing benefits (and monthly
costs). A given company may
choose to offer only some of the
plans. You can click above under
'Plans' to see the benefits for
Unicare of Arizona or Blue Cross Blue
Shield of Arizona.
|
When
can I enroll?
|
You
need both your Part A and Part B with
Medicare, typically when you turn 65
or leave a group plan after 65.
|
Why
Unicare or Blue Cross/Blue Shield of
Arizona?
|
Unicare and Blue
Cross and Blue Shield of Arizona
are the dominant carriers in our local
market for Medicare Supplements.
They have strong plan offerings that
are not heavily weighed in HMOs.
|
How
do I enroll?
|
A
completed application, your first
payment, and Part A and Part B
enrollment is all you need to enroll
in a supplement. We can send you
the free enrollment kit
here.
|
| What
if I have health conditions? |
There
may be 6-month windows of guaranteed
approval starting when you a) 65 and
older, have Part A and newly secured
Part B; b) leave a group plan;
c) your current insurance carrier or
plan leaves your area or you move to
an area where it is no longer
available. There are other cases
but otherwise, you need to answer 'no'
to the health questions on the
application to be accepted.
You can request the application
here
to see if you can qualify.
|
| More
Information |
The
Government's official Medicare site
|
